Strategies to Protect & Preserve Your Assets
Insurance & Retirement Services Based on You
Foreman Bay, LLC, is an independent firm located in Scottsdale, Arizona, and is committed to showing clients how they can use insurance to mitigate financial risk and help support overall retirement income goals.
Insurance
People often talk about insurance as “protection,” but it’s really a form of risk mitigation. It ensures that, no matter what twists and turns come with life, clients have a safety net in place. Whether it’s life, long-term care, disability, or an annuity—insurance can provide resources when most needed.
Retirement Income Planning
I believe an enjoyable and lasting retirement depends on having a stable retirement income. After looking at your unique financial situation, I aim to design a retirement plan that helps you create an income you won’t outlive—one that maximizes the value of your assets and preserves a legacy.
Social Security Maximization
Choosing when and how to draw Social Security can be a tough decision. Factors including marriage status, can impact your options. I can help you navigate the possibilities, so you get the most from your hard-earned benefits.
Legacy Planning
Legacy planning can be an emotional and complex series of decisions. If you want to leave your assets to heirs, a charity, or want to develop a business succession plan, I can help design a strategy to accomplish this goal.
Workplace Benefits and Defined Benefit Pension Maximization
It can be difficult to know how your benefits and defined benefit pension will align with other assets and Social Security in retirement. It’s important to review what’s in place and see if all income streams will work together to support your goals. I also help business owners with various strategies for employee benefit options.
Interested in learning about a new, innovative approach to structured installment sales?
To help potentially defer or reduce capital gains taxes from the sale of a business, real estate property, or other capital assets you might consider a Structured Installment Sale. A strategy used to turn those proceeds into a series of customizable periodic payments with downside protection from uncertain market conditions.
